Health insurance at its core is very simple. You put money in, you go to doctor, insurance pay doctor. But in the USA, the insurance denies everything they possibly can. Money put in doesn’t ever see a doctor or your health costs, it goes right to the stockholders…
So why doesn’t someone just make a non-profit health insurance company where there’s no stock, no executives, just public servants and aggressive price negotiation where your medical bills are actually paid with the money put in?
Yeah. I was just making up numbers for illustrative purposes.
As much as people shit on the VA, they’ve been my healthcare provider for over a decade and I just legitimately don’t know what numbers look like anymore.
It’s not perfect, but it’s a hell of a lot better than the majority have to deal with