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Joined 7 months ago
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Cake day: April 5th, 2024

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  • The patient has insurance but once you have insurance you have to find healthcare professionals who accept your insurance, doctors don’t have to accept any insurance plan. The insurance company here has a list of health providers that accept their coverage (we call this in network) and you can go to them for care. The insurance company’s list is poorly maintained so many of the listed providers went out of business, stopped accepting the insurance plan, or stopped accepting new patients.

    If you go to a doctor that is out of network, the insurance company charges you much much more for the visit if they cover it at all, or you may have to pay completely out of pocket.





  • This was pretty much exactly how it sounds. People in financial trouble sell their house to the lender with an agreement to rent it from the lender and keep living there, then the lender jacks up the rent and they get evicted and the house is sold. After fees and everything else they may not get to keep much of the equity from the house sale and potentially could lose all equity and end up owing the lender. As tenants they don’t have all the legal protections a homeowner in foreclosure would have. The lender claims all its customers know what they are getting into.



  • Well this is a whole community that messed up. His church knew his past and decided to still put him in positions of trust and authority. They could’ve had him do work as a church landscaper or some other non-leadership role if they wanted to still keep him gainfully employed while going through treatment for his issues. Nobody forced the rest of the church leadership to keep him as a minister and pastor when they knew he was capable of abusing a young child for years on end. It is also the responsibility of pedophiles to not put themselves in positions where they have access to children. They might not be able to help their urges, but they can choose not to work around children or share a home with children. There are lots of jobs where children aren’t involved.