It depends on the laws in each country. As long as creditors send reminders of the debt the debt will never disappear in my country. Unless you go personal bankruptcy. And that is both good/bad for you in the future.

It’s important making new friends :-)

Also, what’s a yearbook? Is that a US thing only?

Star Trek tng/ds9 or Star Gate Atlantis?

When you just meet someone you want to eat up. Sex jokes with a porky twist :-)

The eyes look little weird. Or rather odd placed.